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		<title>My Personal Blog</title>
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		<title>It&#039;s Amazing What you Can Do</title>
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		<description><![CDATA[Where there is a will, there is a way.  Many people don&#039;t realize how many little things can go wrong with a real estate deal.  Most recently when dealing with a buyer purchasing a condo, the association gave the lender incorrect information regarding the number of units that were owner occupied.  After many phone calls with the Mortgage Broker, the Lender the Se4ller&#039;s Realtor and the Association President, I was able to get the mis-information corrected and the closing went on as scheduled.  If my buyer wasn&#039;t working with a seasonsed, caring professional, the deal would have fallen through and they would be sitting in their apartment packed and ready to move with no place to go.  It is a great feeling to be able to make someone&#039;s dream of home ownership come true.  I love this business!!]]></description>
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		<title>First Time Home Buyers Assistance</title>
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		<description><![CDATA[I attended a seminar put on by the Florida Housing Corporation last week.  I was amazed at the number of awesome programs out there to help first time home buyers.<br /><br />They have funds available to help buy down the current interest rates to 5 - 5.5%!  This is awesome because it helps people qualify for a much higher priced home.  They also have up to $7,000 you can apply toward your closing costs and programs that offer up to $25,000 in down payment money, which also brings your monthly payment down.<br /><br />Contact me if you are a first time home buyer and I&#039;ll send you information on this great program!<br /><br />Deana Schott]]></description>
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		<title>Tough market for Sellers - Good News for Buyers</title>
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		<description><![CDATA[It&#039;s been a tough market for those selling.  Although prices rose dramatically over the past three years, there has been a correction going on in the past 6 months.  Prices have declined 6% as reported by the Orlando Regional Realtor&#039;s Association.  Because there are so many homes on the market, there is a very good chance the prices will continue to fall.<br /><br />When coupled with the higher interest rates, buyers are not able to qualify for the inflated prices of many homes.  This translates into homes being on the market 60 - 180 days.<br /><br />For buyers it means there is a large selection of homes to choose from and the pace of making a selection is much slower.  And, lenders are being more creative with new products designed to help them qualify for a higher priced home.]]></description>
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		<title>Working with First Time Home Buyers</title>
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		<description><![CDATA[I love working with First Time Buyers because I&#039;m a teacher at heart and there is definately a lot to learn in this market.  There are lots of homes available, but the prices are higher than anyone buying thinks they&#039;re worth.  However, being patient and realistic definitely helps!]]></description>
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